“You sign every check. Never let anyone sign any checks.” - Oprah's advice to Serena Williams

The Surprise and Panic

It happened at 8:15 AM before I even made my hot chocolate. I glanced at my bank app—just checking a transaction—and saw the balance was lower than I thought it should be.

The culprit? The $120 annual renewal for my Canva Pro subscription.

My heart sank a little. The immediate feeling is a cold, sinking panic:

• Did I miss a client payment?

• Why is this so low?

After a quick investigation, I remembered: the renewal was set for today.

The money was accounted for, but the stress wasn't.

That tiny jolt of confusion proved a critical point: financial anxiety isn't usually caused by a major crisis; it’s caused by a lack of proactive, clear confidence in your daily money flow.

The Core Problem: Reaction vs. Proactivity

If you're operating your business finances based on that sinking feeling—reacting to what the bank account tells you after a charge hits—you’re constantly working from a place of fear and confusion. That is the opposite of a results-driven business.

Most entrepreneurs check their email and social media first thing in the morning. They’re looking for problems to solve, DMs to reply to, and new content to consume.

But here’s the honest, hard truth: You should know where you stand financially every day.

If you’re not looking at your money before your inbox, you are giving away the power of proactive control. You are allowing the world—or a recurring $120 Canva subscription—to dictate your emotional state and your strategic decisions for the day. That stops now.

The Game Changer: The 10-Minute Upgrade

The fastest way to trade financial confusion for clear confidence isn't a massive budget overhaul; it's a micro-habit. We call it mastering your Money Mojo.

First, take 10 minutes, right now, to update your calendar.

This is your immediate upgrade to financial peace. Open your calendar (digital or physical, whatever you use) and mark every single recurring bill, payment date, and expected large payment (like quarterly taxes or major software renewals).

When you dedicate just 10 minutes to this, you stop hoping a bill will clear and start knowing exactly what’s coming. This is the structural work that eliminates financial surprises.

I’ve taken it a step further: My physical planner has not only when the bills are due but when I expect recurring client payments to arrive.

The Daily Habit: The 60-Second Check

Once you have your blueprint laid out, the daily habit is even easier.

Before you open your inbox, before you scroll LinkedIn, take 60 seconds and check your bank balance and mark one upcoming payment on your calendar.

Make checking your bank balance #1 on your to-do list, every day.

That’s it. A 60-second check of your bank accounts every morning helps you proactively manage cash flow instead of reacting to it.

This tiny habit instantly puts you in control. It removes the stress of the unknown and gives you the focused energy you need to tackle your zone of genius. It shifts you from feeling like the money is managing you to you managing the money.

Wrap & Action: Start the Mojo Today

The biggest business headaches often start with small, reactive financial habits. If you feel like your Money Mojo is missing, it’s not because you aren’t smart; it’s because you lack the simple, results-driven structure to support your success.

The Strategic Business Village™️ is designed to build this proactive financial muscle for you, integrating Money Mojo with Smart Strategy and Efficiency so you never have to deal with that sinking feeling again.

Before you open your inbox, check your bank balance and mark one upcoming payment on your calendar. It's a tiny habit that puts you in control of your Money Mojo, starting now.

Ready to build a system where you always know where you stand financially? Click here to learn more about the Money Mojo pillar inside The Strategic Business Village.